Young family moving into their new home, a Housing Choice Voucher will assist them with their rent each month.

Welcome, Renters.

We offer information on these Renter pages about affordable housing options for you and your family.  Affordable housing, also known as income-based housing, includes all types of communities where either some type of financial assistance is available or the rent is controlled for those who live there.You will see information about both subsidized rental units and rental assistance.  Each program or type of rental housing that we offer has eligibility requirements such as income limits.  Some housing properties are only available to Seniors and/or Individuals with Disabilities.

Affordable housing, also known as income-based housing, includes all types of communities where either some type of financial assistance is available, to the landlord or the developer of the property, or the rent is controlled for those who live there. 

We hope that we are able to help you find safe, sanitary, affordable housing in the community of your choice. 

Housing Choice Vouchers

The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Since housing assistance is provided on behalf of the family or individual, participants are able to find their own housing, including single-family homes, townhouses and apartments.

The participant is free to choose any housing that meets the requirements of the program and is not limited to units located in subsidized housing projects.

Housing choice vouchers are administered locally by public housing agencies (PHAs). The PHAs receive federal funds from the U.S. Department of Housing and Urban Development (HUD) to administer the voucher program.

A family that is issued a housing voucher is responsible for finding a suitable housing unit of the family's choice where the owner agrees to rent under the program. This unit may include the family's present residence. Rental units must meet minimum standards of health and safety, as determined by the PHA.

A housing subsidy is paid to the landlord directly by the PHA on behalf of the participating family. The family then pays the difference between the actual rent charged by the landlord and the amount subsidized by the program. Under certain circumstances, if authorized by the PHA, a family may use its voucher to purchase a modest home.

For more information about Housing Choice Vouchers.

Moderate Rehabilitation

The moderate rehabilitation program provides project-based rental assistance for low income families. The program was repealed in 1991 and no new projects are authorized for development. Assistance is limited to properties previously rehabilitated pursuant to a housing assistance payments (HAP) contract between an owner and a Public Housing Agency (PHA).

Low-income families (i.e. families with incomes below 50% of the average median income) and low-income families (i.e. families with incomes below 80% of average median income).

Eligible families are placed on the PHA's housing choice voucher or separate Mod Rehab waiting list. When vacancies occur in Mod Rehab projects, the PHA refers eligible families for participation in the Mod Rehab program from its waiting list to owner. Owners select families for occupancy of a particular unit after screening each family.

For more information about applying for a Section 8 voucher or being placed on the waiting list.

HUD-Veterans Affairs Supportive Housing (HUD-VASH) Program

The HUD-Veterans Affairs Supportive Housing (HUD-VASH) program combines Housing Choice Voucher (HCV) rental assistance for homeless Veterans with case management and clinical services provided by the Department of Veterans Affairs (VA). VA provides these services for participating Veterans at VA medical centers (VAMCs) and community-based outreach clinics.

The allocation process for HUD-VASH vouchers is a collaborative approach that relies on three sets of data: HUD’s point-in-time data submitted by Continuums of Care (CoCs), VAMC data on the number of contacts with homeless Veterans, and performance data from PHAs and VAMCs. After determining which areas of the country have the highest number of homeless Veterans, the VA Central Office identifies VA facilities in the corresponding communities. HUD then selects PHAs near to the identified VA facilities, taking into consideration the PHAs’ administrative performance, and sends the PHAs invitations to apply for the vouchers.

More information on VASH Vouchers. 

Project Based Section 8

The Project Based Section 8 Program is the contract administrator for properties that HUD manages throughout the state. There is a list of properties in the documents section of this site. They provide rental assistance to the projects instead of the tenants. Landlords perform administrative tasks at the local level. The agency performs the property reviews, property management and makes payments to owners. The agency earns fees from HUD for the tasks performed using tenant data, rent and payment structure. The Project Based Program renews contracts as they expire. Program specialists do special damage claims, annual rent increases, respond to emergencies, check compliance for fair housing and waiting lists, on-site management reviews, follow-up to physical inspections, review of management decisions and budget assistance.

Find Project Based Section 8 properties in Montana.


Section 811 Supportive Housing for Persons with Disabilities

Through the Section 811 Supportive Housing for Persons with Disabilities program, HUD provides funding to develop and subsidize rental housing with the availability of supportive services for very low- and extremely low-income adults with disabilities. The newly reformed Section 811 program is authorized to operate in two ways: (1) the traditional way, by providing interest-free capital advances and operating subsidies to nonprofit developers of affordable housing for persons with disabilities; and (2) providing project rental assistance to state housing agencies. The assistance to the state housing agencies can be applied to new or existing multifamily housing complexes funded through different sources, such as Federal Low-Income Housing Tax Credits, Federal HOME funds, and other state, Federal, and local programs. The last appropriation was appropriated for traditional 811 capital advances was made in FY 2011.

For more information.     

Project Based Section 8 HUD-VASH

Consistent with previous appropriations act provisions on VASH, the 2014 Act provides HUD (in consultation with the Department of Veterans Affairs (VA)) with broad authority to waive or specify alternative statutory or regulatory requirements in connection with VASH, subject to certain limitations. (The full text of the VASH waiver language is contained in the 2014 Act.) In using the authority provided by Congress, both HUD and the VA have concluded that the project-based voucher (PBV) program is a vital tool in meeting the needs of homeless veterans and their families. Consistent with this determination, HUD has waived requirements that posed obstacles to PHAs project-basing VASH funding. In addition, HUD has established PBV set-asides such as the one conducted under Notice PIH 2014-3.

Housing Credits Properties in Montana

The Low Income Housing Tax Credit Program (LIHTC), known as Housing Credits in Montana, was created under Section 42 of the Tax Reform Act of 1986 to encourage investors to help build affordable housing for low income individuals and families in communities nationwide. The Montana Board of Housing (MBOH) oversees the Housing Credits Program in the state of Montana

Residents in a Housing Credit property must meet certain criteria in order to qualify to live in a tax credit apartment. Applicants for a Housing Credit unit must not exceed maximum income eligibility guidelines. These guidelines are based on area median income (AMI), and are set according to the number of people living in the household. Households of all full-time students, including children, are not eligible to live in a Housing Credit apartment unless they meet one of five exceptions to the Student Rule.

Rents at a Housing Credit property cannot exceed limits that are set by MBOH. The amount of rent that is charged is based on the number of bedrooms in an apartment, less any utilities the resident must pay for. Housing Credit residents do not receive a direct rent subsidy, but must pay full rent which is generally lower than rents charged in the private market.

The Housing Credit Program Addresses a Growing Crisis

  • Demand for affordable housing is at an all-time high, nationally. In 2012, there were only 3.3 million rental units affordable and available to 11.5 million extremely low-income households – leaving an affordable housing supply gap of over 8 million apartments.
  • According to the Census Bureau’s American Community Survey, 47.6% of all renters are “rent burdened” – meaning they pay over 30 percent of their income for housing. This leaves low-income families with little income to use for food, transportation, medical costs and other necessary expenses.

The Montana Board of Housing is proud to administer this funding resource for the development of affordable housing for those in Montana who need safe and affordable housing for themselves and their families.

Housing Credit properties in Montana.

301 S. PARK AVE, STE 240 | PO BOX 200528 | HELENA, MT 59620-0528 | P: 406.841.2840 | F: 406.841.2841 | TDD: 406.841.2702 | TOLL FREE: 800.761.6264