Larkspur Commons, Bozeman

Montana Housing’s Emergency Housing Assistance program provides rent, security deposit, mortgage payment, and/ or hazard insurance assistance as-needed for Montanans who have lost a job or substantial income loss as a result of COVID-19. 

Montana Housing will pay the difference between 25 percent of the household’s reduced net monthly income due to COVID-19 impact, and their eligible housing assistance costs, up to $2,000 a month with a $250/month minimum. Household income limits range from $75,000-$125,000 based on family size. Montanans receiving other forms of housing assistance are not eligible. 

Total funding available is currently $50 million. The program is funded through Montana’s allocation of the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act. 

Click here to apply
Application Customer Support: Submittable
Monday-Friday 9-5pm
Email: Support@submittable.com

If you need an accomodation to apply or for questions about the program, call 406.841.2840 (TDD 406.841.2702 or Toll Free 800.761.6264) or email Montana Housing

NeighborWorks Montana has partnered with the Montana Department of Commerce to provide support to renters and homeowners who need assistance applying for the Emergency Housing Assistance Program.

If you need assistance applying for these funds, please email NeighborWorks Montana at covidrelief@nwmt.org or call 406.604.4500. We will do our best to respond to you within 2 business days but higher than expected volume may affect our response times. To adhere to all COVID related social distancing recommendations, all assistance will be provided virtually.


Landlords

Click here for Verification and Certification Form

 

Renter/Homeowner Calculator

Use this Calculator to estimate your assistance payment:

 


FAQ

Are Emergency Housing Assistance Grants taxable?
Montana Housing has been advised that these Emergency Housing Assistance grants are not subject to a 1099 reporting requirement​, therefore the program will not issue 1099s. As advised, these grants are subject to the general welfare exclusion and not taxable to the recipient. Montana Housing is unable to provide tax advice. If needed, we encourage grant recipients to work with a Certified Public Accountant.

Will Emergency Housing Assistance cover any rent or mortgage payments that were due prior to April?
No, rent or mortgage payments that were due prior to April 1, 2020 are not eligible. Unpaid security deposits corresponding with initial lease agreements effective April 1, 2020 or after are eligible.

Can people who live in government-assisted housing receive Emergency Housing assistance?
No, households receiving other forms of housing assistance, including but not limited to Housing Choice Voucher (Section 8), Project-Based Section 8, Rural Development or Emergency Services Grant (ESG) are not eligible for the program.

How much assistance can I receive for my rent or mortgage payment?
The amount of assistance is based on income, household size, and monthly rent or mortgage costs. Montana Housing will pay the difference between 25 percent of your household’s current net monthly income and your monthly rent or mortgage payment, up to $2,000/month with a $250/month minimum. Applicants can use a program calculator to estimate the assistance payment. It is recommended that applicants use the calculator to inform their decision on whether to submit a full application.

Are unemployment insurance payments and the stimulus payment I received included in my income calculation for Emergency Housing Assistance?All unemployment insurance benefits should be included in income, the stimulus checks will not be included.

I have a mobile home with monthly lot rent. Is lot rent eligible under this program?
Yes. Applicants with a monthly lot rent or lot lease payment can include that cost in the monthly rent figure in the program application.

How much assistance can I receive for hazard insurance?
The amount of assistance is based on household income and the monthly hazard insurance costs.

Hazard insurance assistance is only available to households who pay this expense directly (not paid by mortgage services from escrow account). Montana Housing will pay the difference between 25 percent of your household’s current net monthly income and your monthly hazard insurance, up to $2,000/month with a $250/month minimum. Applicants can use a program calculator to estimate the assistance payment. It is recommended that applicants use the calculator to inform their decision on whether to submit a full application.

What if I’ve received an initial award but now need assistance with next months’ rent?Subsequent month(s) of assistance are contingent on completion of a Request for Continued Assistance form attesting to the need for on-going assistance, and subject to available funding. This form will be sent to previously awarded applicants to complete. Previously awarded applicants do not need to submit a new application.

Can I receive Emergency Housing assistance if I’m participating in a mortgage forbearance program?
Yes. Homeowners meeting program eligibility that are in a forbearance program will use funds to bring their loan current.

Will the money be sent to me to pay my rent or mortgage payment?
No, Montana Housing will issue rent or mortgage assistance payments directly to the landlord, property owner or mortgage servicer.


Note to households who applied under the initial Emergency Housing Assistance Program from April 17 to May 6:

Montana Housing will continue to process all applications for families with minor children received under the initial program from April 17 to May 6. These applicants do not need to submit a new application.

Applicants can contact customer service for inquiries:

Phone: 406.841.2840 (TDD 406.841.2702 or Toll Free 800.761.6264)

Email: email Montana Housing here 


Additional Resources


MONTANA HOUSING | MONTANA DEPARTMENT OF COMMERCE
301 S. PARK AVE, STE 240 | PO BOX 200528 | HELENA, MT 59620-0528 | P: 406.841.2840 | F: 406.841.2841 | TDD: 406.841.2702 | TOLL FREE: 800.761.6264 

 

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