If you are dreaming of buying your first home, but not sure you can afford it, a low-interest mortgage and down payment assistance may be just the help you need. Montana Housing helps make home ownership affordable for first-time buyers by selling tax-exempt Mortgage Revenue Bonds and issuing Mortgage Credit Certificates (MCC) under federal authority. Mortgages are available through participating lenders in nearly every Montana community.

These pages will help you learn about our programs and find participating lenders. You will also find valuable information about home buying, the loan process, and what happens after closing.

Good luck!


Program Update Memos


12/17/18    2019 Purchase Schedule Now Available

12/12/18    Veteran Home Loan Program Update

11/16/18    Setaside Rate Increase Eff: 11/19/18

11/09/18    Rate Increase Eff: 11/09/18

09/21/18    Rate Increase Eff: 09/24/18

                    09/12/18    Program Changes Re: Fees, Cutoff Dates & Tax Service Fee

                    05/30/18    2018 Veterans Home Loan Program Funds

                    05/04/18    Program Updates April 2018 

                    04/27/18    Rate Changes Effective 8:00 AM

                    03/05/18    Rate Changes Effective 8:00 AM

                    02/16/18    Wind & Hail Hazard Insurance Deductible Revision

                    02/01/18    Montana Housing Branding

12/26/17    2017 End of Year Updates

12/01/17     2018 Submission and Purchase Schedule Now Available

                   11/22/17     Proposed Federal Tax Reform Effect

09/21/17    New MCC Fee Structure

                    06/12/17    Income & Purchase Price Limits Change

06/06/17     MT Veterans Home Loan Program Legislative Changes

                   04/07/17     MBOH Plus 0% Deferred Downpayment Assistance Program

02/06/17     Rate Increase to 3.50%

01/23/17     Allowable Fee Structure Limits

12/05/16     2017 Submission and Purchase Schedule Now Available

06/06/16     New Income and Purchase Price Limits

04/01/16     Going Paperless!

03/24/16     Setaside Program Changes

02/09/16     New Submission Voucher, Hazard Insurance Deductible Increase, Mortgage Record Change



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