If you are dreaming of buying your first home, but not sure you can afford it, a low-interest mortgage and down payment assistance may be just the help you need. The Montana Board of Housing helps make home ownership affordable for first-time buyers by selling tax-exempt Mortgage Revenue Bonds and issuing Mortgage Credit Certificates (MCC) under federal authority. Mortgages are available through participating lenders in nearly every Montana community.

These pages will help you learn about our programs and find participating lenders. You will also find valuable information about home buying, the loan process, and what happens after closing.

Good luck!


Program Update Memos

02/06/17     Rate Increase to 3.50%

01/23/17     Allowable Fee Structure Limits

12/05/16     2017 Submission and Purchase Schedule Now Available

06/06/16     New Income and Purchase Price Limits

04/01/16     Going Paperless!

03/24/16     Setaside Program Changes

02/09/16     New Submission Voucher, Hazard Insurance Deductible Increase, Mortgage Record Change

11/16/15     Score Advantage Process Changes

10/16/15     Tax Service Fee and SRP Changes



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301 S. PARK AVE, STE 240 | PO BOX 200528 | HELENA, MT 59620-0528 | P: (406) 841-2840 | F: (406) 841-2841 | TDD: (406) 841-2702 | TOLL FREE: (800) 761-6264