USDA Rural Development
Committed to helping improve the economy and quality of life in rural America, USDA Rural Development administers approximately $38 billion in loans, loan guarantees and grants through a variety of programs.
USDA's Rural Housing Service offers programs to build or improve housing and essential community facilities in rural areas. They offer loans, grants and loan guarantees for single- and multi-family housing, child care centers, fire and police stations, hospitals, libraries, nursing homes, schools, first responder vehicles and equipment, housing for farm laborers and much more.
They also provide technical assistance loans and grants in partnership with non-profit organizations, Indian tribes, state and federal government agencies, and local communities.
Rural Development is dedicated to working with its partners to ensure that rural America continues to be a great place to live, work and raise a family.
Single-Family Housing Programs
USDA's Single Family Housing Programs provide direct loans or loan guarantees to help low- and moderate-income rural Americans buy safe, affordable housing in rural areas. USDA also offers loans and grants to help rural residents make health and safety repairs to homes. Rural Development also provides grants to qualified organizations to help them carry out local self-help housing construction projects.
Multi-Family Housing Programs
USDA's Multi-Family Housing Programs offer loans to provide affordable rental housing for very-low-, low- and moderate-income residents, the elderly, and persons with disabilities. Funds also may be used to buy and improve land and to provide necessary facilities such as water and waste disposal systems. In addition, USDA offers rental assistance to help eligible rural residents with their monthly rental costs.
Community Facilities Programs
USDA's Community Facilities Programs provide loans, grants and loan guarantees for essential community facilities in rural areas. Priority is given to health care, education and public safety projects. Typical projects are hospitals, health clinics, schools, fire houses, community centers, first responder vehicles and equipment and many other community-based initiatives.
Housing Preservation Grants
USDA RD provides Housing Preservation Grants to sponsoring organizations for the repair or rehabilitation of housing occupied by low and very low income people.