Housing Division Portfolio
On this page you will find information about some of the affordable housing in Montana. We have listed the housing that has been financed with Federal Housing Program funds administered by the Housing Division.
If you are not successful with your search here, you may have luck on the U.S. Department of Housing and Urban Development's website: HUD in Montana
There is also a USDA Rural Development Multi-Family Housing Rentals website: Rural Development Rentals in Montana
We would suggest visiting our Renters page for more information: Renters
The MTHousingSearch.com website is available to anyone, at no charge, to search for affordable rental housing in Montana or to list their affordable rental housing. You may search online for housing or you may call the toll-free call center for assistance with your search or with listing your rental property. The Montana Department of Commerce and the Montana Board of Housing is proud to offer this service to renters and landlords in Montana.
To find available vacant units listed by owners, click on the button below:
What is Project Based Section 8?
Project Based Section 8 housing is a government-funded program that provides rental housing to low-income households in privately owned and managed rental units. The subsidy stays with the building; when you move out, you no longer have the rental assistance. Most units rental cost will be 30% of your household adjusted gross income. There may be a variety of housing types available through this program including single-family homes, townhomes, or apartments.
How does it work?
You apply to each individual property that participates in the program. Some units may be reserved for households that are elderly or disabled. Often times you apply for a waiting list that may be several months long. Once you are selected from the waiting list, you may be offered a unit; however, there may be a limited number of available units to choose from.
Is there anything that can keep me from getting into Project Based Section 8 units?
Ask the property manager what their screening criteria are, and if there are any issues that automatically disqualify prospective renters. They may conduct a credit, rental, and criminal history check for each adult that will be occupying the unit.
Do I qualify?
You can search for these properties here.
How much rent does the voucher cover? The PHA pays the owner the difference between 30 percent of family income and the gross rent for the unit. Income Limits
What is Low Income Housing Tax Credits? The LIHTC Program was enacted by Congress in 1986 to provide the private market with an incentive to invest in affordable rental housing. Federal housing tax credits are awarded to developers of qualified projects. Developers then sell these credits to investors to raise capital (or equity) for their projects, which reduces the debt that the developer would otherwise have to borrow. Because the debt is lower, a tax credit property can in turn offer lower, more affordable rents.
Who is eligible? Anyone may apply. Eligibility will be determined by income, background check, student status, etc. See the Income Limits and Max Rents to determine if you are interested in this type of housing.